Budgeting

Understanding your cash flow is the foundation of financial control. In this section, you’ll learn how to track your income and expenses, identify spending patterns, and make intentional decisions about where your money goes. By developing awareness and purpose behind every dollar, you’ll gain clarity, reduce financial stress, and build a budgeting system that supports your long-term goals.

Know Where Your Money Goes and Why (5 Videos)

Duration: 57 minutes, 18 seconds

📊 Budget Planning Tools

• 📄 Budget Worksheet (PDF)
• 📂 Budget Categories Guide

📺 Recommended Channels

Two Cents (PBS)

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The Ramsey Show

Debt payoff strategy and disciplined money habits.

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🛡 Consumer Protection

Alabama Consumer Protection Lawyers (John Watts)

Consumer rights, debt collection laws, credit protection awareness.

How to Do a Monthly Budget

I’m sharing the secret to a life and a bank account you love AND showing you the app I use to balance spending AND saving with success!
Start your …budget today and start winning with money for free: https://goo.gl/TzGsSE

★Check out my new book, “Love Your Life, Not Theirs” ★
https://goo.gl/UiM7vd

Subscribe to stay up to date with my latest videos!
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Budgeting Isn’t a Bad Word:
https://www.youtube.com/watch?v=Hy1fc7Y0lcY
#SavingMoney #Budget #RachelCruze

Ramsey Solutions YouTube Channels (Subscribe Now!)
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• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
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• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1 –

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The Total Money Makeover: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube
Financial Peace Kids: https://store.ramseysolutions.com/youth/children/financial-peace-kids/?utm_medium=product_shelf&utm_source=youtube
Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube
Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube
I’m Glad for Where I Am: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
I’m Glad When I Can Share: https://store.ramseysolutions.com/youth/children/im-glad-when-i-can-share-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
Know Yourself, Know Your Money Hardcover: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtubeShow More

Now Playing

How to Do a Monthly Budget

I’m sharing the secret to a life and a bank account you love AND …

I’m sharing the secret to a life and a bank account you love AND showing you the app I use to balance spending AND saving with success!
Start your …budget today and start winning with money for free: https://goo.gl/TzGsSE

★Check out my new book, “Love Your Life, Not Theirs” ★
https://goo.gl/UiM7vd

Subscribe to stay up to date with my latest videos!
http://www.youtube.com/user/RachelCruze?sub_confirmation=1

Budgeting Isn’t a Bad Word:
https://www.youtube.com/watch?v=Hy1fc7Y0lcY
#SavingMoney #Budget #RachelCruze

Ramsey Solutions YouTube Channels (Subscribe Now!)
• The Dave Ramsey Show (Highlights): https://www.youtube.com/c/TheDaveRamseyShow?sub_confirmation=1
• The Dave Ramsey Show (Live): https://www.youtube.com/thedaveramseyshowlive?sub_confirmation=1

• The Rachel Cruze Show: https://www.youtube.com/user/RachelCruze?sub_confirmation=1
• The Ken Coleman Show: https://www.youtube.com/c/TheKenColemanShow?sub_confirmation=1
• Christy Wright: https://www.youtube.com/c/ChristyWright?sub_confirmation=1
• Anthony ONeal: https://www.youtube.com/user/aonealministries?sub_confirmation=1
• EntreLeadership: https://www.youtube.com/c/entreleadership?sub_confirmation=1 –

Products:
EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube
I’m Glad for What I Have by Rachel Cruze: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?utm_medium=product_shelf&utm_source=youtube
Know Yourself, Know Your Money: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
Smart Money, Smart Kids: https://store.ramseysolutions.com/money/books/smart-money-smart-kids-by-dave-ramsey-and-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
The Total Money Makeover: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube
Financial Peace Kids: https://store.ramseysolutions.com/youth/children/financial-peace-kids/?utm_medium=product_shelf&utm_source=youtube
Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube
Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube
I’m Glad for Where I Am: https://store.ramseysolutions.com/youth/children/im-glad-for-where-i-am-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
I’m Glad When I Can Share: https://store.ramseysolutions.com/youth/children/im-glad-when-i-can-share-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
Know Yourself, Know Your Money Hardcover: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf
Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtubeShow More

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Net Worth Spreadsheet and You

If you track your Networth monthly, the simple act of doing so will in …

If you track your Networth monthly, the simple act of doing so will in itself increase your Networth. How? Simply because it makes you acutely aware of what contributes to …it and what takes away from it. By looking at value of everything you own, you see some thing increase and others depreciate. You then will allocate the value to areas where it increases and optimize it for maximum NetWorth gains. Try out my spreadsheet and let me know how it works for you.

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How To Create A Monthly Budget 💸 (Excel Budget Template)

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Author of “From Side Hustle To Main Hustle To Millionaire” (Available at B&N, Amazon, Library)
My Book: https://sidehustlebook.info

DISCLAIMER: Ryan Scribner, including but not limited to any guests appearing in his videos, are not financial/investment advisors, brokers, or dealers. They are solely sharing their personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Ryan Scribner’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor(s); and conduct your own due diligence.

AFFILIATE DISCLOSURE: Some of the links on this webpage are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our opinions and comparisons. ¿Hablas Español? Mira mis videos en español a continuación.
Ryan Scribner Español: https://www.youtube.com/@ryanscribnerespanolShow More

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Can you make it on the minimum wage? #DaveCam

💵 Create Your Free Budget! Sign up for EveryDollar ⮕ …

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💰 George Kamel ⮕ https://ter.li/1elws8
💡 The Rachel Cruze Show ⮕ https://ter.li/n2u6jc
💼 The Ken Coleman Show – Highlights ⮕ https://ter.li/1rbjr2
📈 EntreLeadership ⮕ https://ter.li/ktxv2k

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